{"product_id":"a-young-mans-benefit","title":"A Young Man's Benefit","description":"Using cliometric methods and records from six grand-lodge archives, A Young Man's Benefit rejects the conventional wisdom about friendly societies and sickness insurance, arguing that IOOF lodges were financially sound institutions, were more efficient than commercial insurers, and met a market demand headed by young men who lacked alternatives to market insurance, not older men who had an above-average risk of sickness disability. Emery and Emery show that many young men joined the Odd Fellows for sickness insurance and quit the society once self-insurance - savings - or family insurance - secondary incomes from older children - made it feasible for them. The older men, who valued the social benefits of membership and did not need the sick benefit, gradually became a majority and dismantled the IOOF's insurance provisions.","brand":"George Emery","offers":[{"title":"Default Title","offer_id":53615575990652,"sku":"9780773518247","price":103.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0251\/4980\/0541\/files\/9780773518247_78cf32b1-5515-4963-93da-fd0ff8c871bd.jpg?v=1726247995","url":"https:\/\/combined-academic.myshopify.com\/products\/a-young-mans-benefit","provider":"Combined Academic Publishers - Mare Nostrum Group","version":"1.0","type":"link"}